Insurance Programs
The University of Alberta has a comprehensive insurance program to protect all members of the University community, all sanctioned activities of the University and all University property as an institution.
The University of Alberta has been a member of Canadian Universities Reciprocal Insurance Exchange (CURIE) since April 1993. CURIE is a reciprocal insurance exchange whose member universities from across Canada share losses arising from their operating risks. These risks include physical damage to assets, injuries or property damage in respect of third parties and liability for errors and omissions.
CURIE
The Office of Risk Management and Insurance administers the U of A insurance program through CURIE and through other insurance providers. The office also administers all claims processed under the insurance policies for the University. All losses or damage of any kind should be immediately reported.
Please contact Human Resources, the Students' Union or the Graduates Students Association regarding the following insurance programs as these are not managed by the Office of Risk Management and Insurance:
- Extended Health & Dental Benefits
- Student Group insurance through the Students' Union Policy
- Individual Student Group Insurance
- Student Health Insurance
The links at left include general summary of our different insurance policies has been prepared as a quick reference . IT DOES NOT INCLUDE ALL OF THE POLICY CONDITIONS AND EXCLUSIONS THAT MAY APPLY TO THESE POLICIES. It also does not include other special coverage for other faculty/department specific needs. Insured losses may be subject to an internal deductible and/or policy deductible. This information is subject to change without notice and is affected by many factors. If you have any questions about the insurance implications of an activity or situation in which your department is involved, please contact the Office of Risk Management and Insurance.
The summaries identify the following key points for each policy:
- what is covered by the policy
- where applicable, who is covered by the policy
- comment on deductible limits that may be charged back to faculties, departments, and ancillary units
- what is not covered by the policy (exclusions)
Student Coverage
The University of Alberta also provide insurance coverage to students while performing any duty or taking part in any activity which is considered as part of regular or supplemental studies connected with the university. This includes placements off campus that is a course requirement. A summary of the coverage is provided on the Student Coverage Page
Student WCB Coverage
Students attending a post secondary institution, as outlined in section 7 of the General Regulations to the Alberta Workers’ Compensation Act, who are enrolled in a vocational or academic program which is a current academic requisite or required as part of the course of study in which the student is registered, are considered workers of the Government of Alberta. A summary of the coverage is provided on the Student WCB page.